Welcome to Beforepay Group

Pioneering Ethical Fintech

Beforepay Group (ASX: B4P) leverages advanced artificial intelligence, machine learning and sophisticated analytics to deliver safe and affordable financial products that empower working people around the world.

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Who We Are

Data-Driven, Human-Focused

Beforepay Group operates at the forefront of technology and ethical finance, transforming the fintech sector through innovative products that support the greater good of people and drive financial inclusion.

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Smarter Credit Outcomes

Everything we do is backed by data, ensuring every action is impactful, measurable, and beneficial for our customers.
Our Brands

Strategic Solutions

Supporting financial wellbeing through specialised consumer and enterprise solutions that address real-world challenges.

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Beforepay

Australia’s leading ethical consumer lender.
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Carrington Labs

Global provider of enterprise cash flow underwriting and credit risk analytics.
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Investor Updates

Financial Results

Q2 FY25 Results: Beforepay Group delivers 20% revenue growth while maintaining stable default rates, demonstrating the resilience of our business model.

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Leadership

Guided by Experts

Jamie Twiss
Chief Executive Officer
Laavanya Pari
Chief Financial Officer
Kasey Kaplan
Chief Commercial Officer
Rajini Carpenter
Chief Technology Officer
Meet the Executives
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Latest News

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April 9, 2026

Beforepay Appoints Kasey Kaplan as Deputy CEO to Accelerate Growth Across All Business Lines

Revised leadership structure reflects the company's increasing scale and product breadth; Jamie Twiss continues as CEO.

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March 20, 2026

Beforepay’s Pay Advance wins global digital lending award for speed, transparency and ethical design

Beforepay, the consumer lending business of ASX-listed Beforepay Group, recognised in the 2026 FinTech Breakthrough Awards.

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February 16, 2026

Beforepay hides a surprise inside half a million fortune cookies.

A first-of-its-kind Australian activation that turns a familiar dining ritual into an unexpected brand moment.

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