Our Brands

Beforepay Group operates two main brands, consumer-lender Beforepay and enterprise platform Carrington Labs, empowering our customers with ethical, data-driven solutions.

Beforepay

Australia’s leading ethical consumer lender. Beforepay supports working Australians through life’s many moments.

  • B2C focused.
  • Offers short-term advances and person loans.
  • Integrated budgeting tool and spending insights.

Carrington Labs

Provides enterprise-level cash flow underwriting models as well as tools for loan and limit sizing, post-origination limit management, and early-warning systems for banks and non-bank lenders.

  • B2B focused.
  • Offers cash flow underwriting and credit risk analytics.
  • Integrated partner ecosystem.