Beforepay Group operates two main brands, consumer-lender Beforepay and enterprise platform Carrington Labs, empowering our customers with ethical, data-driven solutions.
Australia’s leading ethical consumer lender. Beforepay supports working Australians through life’s many moments.

Provides enterprise-level cash flow underwriting models as well as tools for loan and limit sizing, post-origination limit management, and early-warning systems for banks and non-bank lenders.