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Press & Media

The latest news, press releases, and updates from Beforepay Group.

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Beforepay
February 16, 2026

Beforepay hides a surprise inside half a million fortune cookies.

A first-of-its-kind Australian activation that turns a familiar dining ritual into an unexpected brand moment.

Read Article
Carrington Labs
December 4, 2025

Flexcar Utilizes Carrington Labs to Advance Credit Risk Analytics for Month-to-Month Car Leases

Carrington Labs, a leading provider of credit risk analytics and cash flow underwriting models, is working with Flexcar, the first and only month-to-month car lease company, ...

Read Article
Carrington Labs
November 6, 2025

Carrington Labs Launches First MCP Server Bringing Compliant Credit Models into AI Lending Workflows

Agentic AI workflows are gaining momentum across financial services — 53% of executives report experimenting with them, according to a Google Cloud survey — but lenders can't quantify credit risk without compliant, explainable models, which hinders their AI implementation.

Read Article
Carrington Labs
October 8, 2025

Carrington Labs Partners with Sea.dev to Eliminate Manual Backlogs in SMB Lending and Accelerate Smarter Underwriting

Carrington Labs, a leading provider of credit risk analytics and cash flow underwriting models, has partnered with Sea.dev, a fintech company specializing in AI-powered financial document automation for small and medium-sized businesses (SMB).

Read Article
Carrington Labs
September 25, 2025

Carrington Labs and TaranDM Partner to Bring Cashflow Underwriting Directly into Automated Decisioning

Partnership helps lenders unlock faster, more inclusive credit decisions by combining Carrington Labs’ cash flow underwriting and credit risk models with TaranDM’s modern and agile decision platform.

Read Article
Carrington Labs
September 4, 2025

Carrington Labs Debuts Cashflow Score, Delivering Up to 30% Higher Accuracy Than Traditional Credit Models

Built on open banking transaction data and delivered in real-time, the score helps lenders approve more borrowers without increasing risk.

Read Article
Carrington Labs
August 6, 2025

Carrington Labs and DigiFi Partner to Bring Cash Flow Underwriting to Loan Origination Platform

Built-in credit risk analytics and cash flow insights will allow lenders to start controlled testing in days

Read Article
Beforepay
July 2, 2025

Durable shopping jumps 32% in June as EOFY drives biggest monthly lift in 2025

The Beforepay Cost of Living Index rose 14.9% in June to a daily average spend of $70.52, marking the sharpest monthly increase recorded this year.

Read Article
Carrington Labs
June 24, 2025

Carrington Labs Partners with Taktile to Help Lenders Make Better Credit Risk Decisions Faster

Carrington Labs, a provider of tailored cash flow underwriting models and credit risk analytics, has partnered with Taktile, a next-generation Decision Platform, to help consumer and SMB lenders optimize their credit risk strategies faster than ever before.

Read Article
Beforepay
June 6, 2025

Utility spending climbs 4.8% as energy price hikes approach

Household utility spending increased 4.8% to a daily average spend of $7.04 in May, according to the latest Beforepay Cost of Living Index.

Read Article
Carrington Labs
May 13, 2025

Carrington Labs Partners with Oscilar to Expand Access to Real-time Credit Risk Analytics

Partnership allows lenders to streamline and accelerate integration of tailored credit risk analytics through Oscilar’s decisioning infrastructure

Read Article
Beforepay
May 8, 2025

April spending sees sharpest fall of 2025 so far, down 4.7%

Australian household spending declined in April, with the latest Beforepay Cost of Living Index revealing a 4.7% fall in average daily spend to $61.63.

Read Article
Carrington Labs
April 17, 2025

New research shows importance of detecting behavioral changes in loan applicants

Research released today by Carrington Labs, a provider of tailored cash flow underwriting models and risk analytics tools for consumer and SMB lenders, showed the predictive value of identifying recent behavioral changes in loan applicants.

Read Article
Beforepay
April 3, 2025

Wellbeing takes priority as health spending jumps 8.3% in March

Australians are doubling down on their commitment to health and wellbeing, with new data from Beforepay’s March Cost of Living Index revealing an 8.3% rise in fitness and health spending— the strongest growth across all categories for the month.

Read Article
Carrington Labs
April 2, 2025

Carrington Labs Partners with LendAPI Marketplace to Streamline Access to Cash Flow Underwriting and Credit Risk Analytics

New partnership enables lenders to integrate modern credit risk solutions with greater speed and ease.

Read Article
Beforepay
March 6, 2025

Australians feel the pinch at the pump as fuel costs push up February spending

Australians felt the strain of higher fuel prices in February. Beforepay’s latest Cost of Living Index shows petrol and auto spending jumped 6.8% in February—the sharpest increase across all key household expenses.

Read Article
Carrington Labs
March 3, 2025

Carrington Labs Accelerates U.S. Growth with Appointment of Brian Perry as VP of Sales

Perry brings 20 years of experience driving sales and revenue in the financial services sector

Read Article
Beforepay
February 6, 2025

Australians hit the gym earlier than usual this January

Australians are prioritising their health and wellbeing much earlier than in previous years, as new data from Beforepay’s Cost of Living Index shows a 27.4% year-on-year increase in fitness and health spending for the month of January.

Read Article
Carrington Labs
February 6, 2025

Carrington Labs aims to advance US expansion through Mastercard Start Path Program

Joining the award-winning program marks a major step in Carrington Labs’ global strategy as it looks to bring its plug-and-play credit risk scoring platform to more lenders, fintechs and financial institutions in the US.

Read Article
Beforepay
January 7, 2025

Spending climbs 13.6% year-on-year, indicating higher costs this holiday season

New data from the Beforepay Cost of Living Index reveals Australian spending surged in December 2024.

Read Article
Beforepay
December 5, 2024

Consumers tighten their belts on budgets as spending steadies in the lead-up to Christmas

Australian households maintained consistent spending patterns in November 2024, with the Beforepay Cost of Living Index reporting an average daily spend of $66.12 – a nominal month-on-month decrease of 0.1% from October’s $66.15.

Read Article
Carrington Labs
November 13, 2024

Carrington Labs integrates with Salesforce Sales Cloud to deliver fast, streamlined credit risk insights for financial institutions

Carrington Labs, a leader in explainable AI-driven credit risk solutions, announces a new integration with Salesforce Sales Cloud, enabling financial institutions to seamlessly utilize their data in Salesforce to power bespoke credit risk models via the Carrington Labs platform.

Read Article
Beforepay
November 6, 2024

Petrol’s steep decline drives spending dip in October

The latest Beforepay Cost of Living Index shows that Australian households saw a modest decrease in daily average spending in October, down 0.8% to $66.15 from $66.69 in September.

Read Article
Beforepay
October 8, 2024

September spending rebounds as Australians splurge on experiences

Australian households increased their daily spending by 1.5% in September 2024, according to the latest Beforepay Cost of Living Index.

Read Article
ALL
Carrington Labs
Beforepay
Beforepay Group
Beforepay
February 16, 2026

Beforepay hides a surprise inside half a million fortune cookies.

A first-of-its-kind Australian activation that turns a familiar dining ritual into an unexpected brand moment.

Read Article
Carrington Labs
December 4, 2025

Flexcar Utilizes Carrington Labs to Advance Credit Risk Analytics for Month-to-Month Car Leases

Carrington Labs, a leading provider of credit risk analytics and cash flow underwriting models, is working with Flexcar, the first and only month-to-month car lease company, ...

Read Article
Carrington Labs
November 6, 2025

Carrington Labs Launches First MCP Server Bringing Compliant Credit Models into AI Lending Workflows

Agentic AI workflows are gaining momentum across financial services — 53% of executives report experimenting with them, according to a Google Cloud survey — but lenders can't quantify credit risk without compliant, explainable models, which hinders their AI implementation.

Read Article
Carrington Labs
October 8, 2025

Carrington Labs Partners with Sea.dev to Eliminate Manual Backlogs in SMB Lending and Accelerate Smarter Underwriting

Carrington Labs, a leading provider of credit risk analytics and cash flow underwriting models, has partnered with Sea.dev, a fintech company specializing in AI-powered financial document automation for small and medium-sized businesses (SMB).

Read Article
Carrington Labs
September 25, 2025

Carrington Labs and TaranDM Partner to Bring Cashflow Underwriting Directly into Automated Decisioning

Partnership helps lenders unlock faster, more inclusive credit decisions by combining Carrington Labs’ cash flow underwriting and credit risk models with TaranDM’s modern and agile decision platform.

Read Article
Carrington Labs
September 4, 2025

Carrington Labs Debuts Cashflow Score, Delivering Up to 30% Higher Accuracy Than Traditional Credit Models

Built on open banking transaction data and delivered in real-time, the score helps lenders approve more borrowers without increasing risk.

Read Article
Carrington Labs
August 6, 2025

Carrington Labs and DigiFi Partner to Bring Cash Flow Underwriting to Loan Origination Platform

Built-in credit risk analytics and cash flow insights will allow lenders to start controlled testing in days

Read Article
Beforepay
July 2, 2025

Durable shopping jumps 32% in June as EOFY drives biggest monthly lift in 2025

The Beforepay Cost of Living Index rose 14.9% in June to a daily average spend of $70.52, marking the sharpest monthly increase recorded this year.

Read Article
Carrington Labs
June 24, 2025

Carrington Labs Partners with Taktile to Help Lenders Make Better Credit Risk Decisions Faster

Carrington Labs, a provider of tailored cash flow underwriting models and credit risk analytics, has partnered with Taktile, a next-generation Decision Platform, to help consumer and SMB lenders optimize their credit risk strategies faster than ever before.

Read Article
Beforepay
June 6, 2025

Utility spending climbs 4.8% as energy price hikes approach

Household utility spending increased 4.8% to a daily average spend of $7.04 in May, according to the latest Beforepay Cost of Living Index.

Read Article
Carrington Labs
May 13, 2025

Carrington Labs Partners with Oscilar to Expand Access to Real-time Credit Risk Analytics

Partnership allows lenders to streamline and accelerate integration of tailored credit risk analytics through Oscilar’s decisioning infrastructure

Read Article
Beforepay
May 8, 2025

April spending sees sharpest fall of 2025 so far, down 4.7%

Australian household spending declined in April, with the latest Beforepay Cost of Living Index revealing a 4.7% fall in average daily spend to $61.63.

Read Article
Carrington Labs
April 17, 2025

New research shows importance of detecting behavioral changes in loan applicants

Research released today by Carrington Labs, a provider of tailored cash flow underwriting models and risk analytics tools for consumer and SMB lenders, showed the predictive value of identifying recent behavioral changes in loan applicants.

Read Article
Beforepay
April 3, 2025

Wellbeing takes priority as health spending jumps 8.3% in March

Australians are doubling down on their commitment to health and wellbeing, with new data from Beforepay’s March Cost of Living Index revealing an 8.3% rise in fitness and health spending— the strongest growth across all categories for the month.

Read Article
Carrington Labs
April 2, 2025

Carrington Labs Partners with LendAPI Marketplace to Streamline Access to Cash Flow Underwriting and Credit Risk Analytics

New partnership enables lenders to integrate modern credit risk solutions with greater speed and ease.

Read Article
Beforepay
March 6, 2025

Australians feel the pinch at the pump as fuel costs push up February spending

Australians felt the strain of higher fuel prices in February. Beforepay’s latest Cost of Living Index shows petrol and auto spending jumped 6.8% in February—the sharpest increase across all key household expenses.

Read Article
Carrington Labs
March 3, 2025

Carrington Labs Accelerates U.S. Growth with Appointment of Brian Perry as VP of Sales

Perry brings 20 years of experience driving sales and revenue in the financial services sector

Read Article
Beforepay
February 6, 2025

Australians hit the gym earlier than usual this January

Australians are prioritising their health and wellbeing much earlier than in previous years, as new data from Beforepay’s Cost of Living Index shows a 27.4% year-on-year increase in fitness and health spending for the month of January.

Read Article
Carrington Labs
February 6, 2025

Carrington Labs aims to advance US expansion through Mastercard Start Path Program

Joining the award-winning program marks a major step in Carrington Labs’ global strategy as it looks to bring its plug-and-play credit risk scoring platform to more lenders, fintechs and financial institutions in the US.

Read Article
Beforepay
January 7, 2025

Spending climbs 13.6% year-on-year, indicating higher costs this holiday season

New data from the Beforepay Cost of Living Index reveals Australian spending surged in December 2024.

Read Article
Beforepay
December 5, 2024

Consumers tighten their belts on budgets as spending steadies in the lead-up to Christmas

Australian households maintained consistent spending patterns in November 2024, with the Beforepay Cost of Living Index reporting an average daily spend of $66.12 – a nominal month-on-month decrease of 0.1% from October’s $66.15.

Read Article
Carrington Labs
November 13, 2024

Carrington Labs integrates with Salesforce Sales Cloud to deliver fast, streamlined credit risk insights for financial institutions

Carrington Labs, a leader in explainable AI-driven credit risk solutions, announces a new integration with Salesforce Sales Cloud, enabling financial institutions to seamlessly utilize their data in Salesforce to power bespoke credit risk models via the Carrington Labs platform.

Read Article
Beforepay
November 6, 2024

Petrol’s steep decline drives spending dip in October

The latest Beforepay Cost of Living Index shows that Australian households saw a modest decrease in daily average spending in October, down 0.8% to $66.15 from $66.69 in September.

Read Article
Beforepay
October 8, 2024

September spending rebounds as Australians splurge on experiences

Australian households increased their daily spending by 1.5% in September 2024, according to the latest Beforepay Cost of Living Index.

Read Article
Carrington Labs
December 4, 2025

Flexcar Utilizes Carrington Labs to Advance Credit Risk Analytics for Month-to-Month Car Leases

Carrington Labs, a leading provider of credit risk analytics and cash flow underwriting models, is working with Flexcar, the first and only month-to-month car lease company, ...

Read Article
Carrington Labs
November 6, 2025

Carrington Labs Launches First MCP Server Bringing Compliant Credit Models into AI Lending Workflows

Agentic AI workflows are gaining momentum across financial services — 53% of executives report experimenting with them, according to a Google Cloud survey — but lenders can't quantify credit risk without compliant, explainable models, which hinders their AI implementation.

Read Article
Carrington Labs
October 8, 2025

Carrington Labs Partners with Sea.dev to Eliminate Manual Backlogs in SMB Lending and Accelerate Smarter Underwriting

Carrington Labs, a leading provider of credit risk analytics and cash flow underwriting models, has partnered with Sea.dev, a fintech company specializing in AI-powered financial document automation for small and medium-sized businesses (SMB).

Read Article
Carrington Labs
September 25, 2025

Carrington Labs and TaranDM Partner to Bring Cashflow Underwriting Directly into Automated Decisioning

Partnership helps lenders unlock faster, more inclusive credit decisions by combining Carrington Labs’ cash flow underwriting and credit risk models with TaranDM’s modern and agile decision platform.

Read Article
Carrington Labs
September 4, 2025

Carrington Labs Debuts Cashflow Score, Delivering Up to 30% Higher Accuracy Than Traditional Credit Models

Built on open banking transaction data and delivered in real-time, the score helps lenders approve more borrowers without increasing risk.

Read Article
Carrington Labs
August 6, 2025

Carrington Labs and DigiFi Partner to Bring Cash Flow Underwriting to Loan Origination Platform

Built-in credit risk analytics and cash flow insights will allow lenders to start controlled testing in days

Read Article
Carrington Labs
June 24, 2025

Carrington Labs Partners with Taktile to Help Lenders Make Better Credit Risk Decisions Faster

Carrington Labs, a provider of tailored cash flow underwriting models and credit risk analytics, has partnered with Taktile, a next-generation Decision Platform, to help consumer and SMB lenders optimize their credit risk strategies faster than ever before.

Read Article
Carrington Labs
May 13, 2025

Carrington Labs Partners with Oscilar to Expand Access to Real-time Credit Risk Analytics

Partnership allows lenders to streamline and accelerate integration of tailored credit risk analytics through Oscilar’s decisioning infrastructure

Read Article
Carrington Labs
April 17, 2025

New research shows importance of detecting behavioral changes in loan applicants

Research released today by Carrington Labs, a provider of tailored cash flow underwriting models and risk analytics tools for consumer and SMB lenders, showed the predictive value of identifying recent behavioral changes in loan applicants.

Read Article
Carrington Labs
April 2, 2025

Carrington Labs Partners with LendAPI Marketplace to Streamline Access to Cash Flow Underwriting and Credit Risk Analytics

New partnership enables lenders to integrate modern credit risk solutions with greater speed and ease.

Read Article
Carrington Labs
March 3, 2025

Carrington Labs Accelerates U.S. Growth with Appointment of Brian Perry as VP of Sales

Perry brings 20 years of experience driving sales and revenue in the financial services sector

Read Article
Carrington Labs
February 6, 2025

Carrington Labs aims to advance US expansion through Mastercard Start Path Program

Joining the award-winning program marks a major step in Carrington Labs’ global strategy as it looks to bring its plug-and-play credit risk scoring platform to more lenders, fintechs and financial institutions in the US.

Read Article
Carrington Labs
November 13, 2024

Carrington Labs integrates with Salesforce Sales Cloud to deliver fast, streamlined credit risk insights for financial institutions

Carrington Labs, a leader in explainable AI-driven credit risk solutions, announces a new integration with Salesforce Sales Cloud, enabling financial institutions to seamlessly utilize their data in Salesforce to power bespoke credit risk models via the Carrington Labs platform.

Read Article
Beforepay
August 31, 2022

Beforepay delivers strong first year

Leading Pay On Demand™ company Beforepay has delivered its first annual results, demonstrating its performance across its three key strategic pillars: help customers, grow quickly, and create value.

Read Article
Beforepay
August 3, 2022

Australia’s daily cost of living jumps 18.2% in July

The daily cost of living for the average Australian jumped 18.2% in July, to $66.46 per day. The figure is drawn from the Beforepay Cost of Living Index, a summary of the spending of more than 300,000 Australians across several household expense categories, including utilities, groceries, food and drink, shopping, petrol and fitness and health.

Read Article
Beforepay
April 28, 2022

Beforepay delivers strong growth and significant uplift in net transaction margin in Q3 FY22

Beforepay Group Limited (Beforepay) has announced another strong quarter of growth, progressing its pathway to profitability, delivering increasing customers, an uplift in revenue and strengthening margins.

Read Article
Beforepay

Australia’s daily cost of living decreases in September

New data shows the daily cost of living for the average Australian in September dropped 29% compared to the previous month. However, costs still remain 1.6% higher year on year.

Read Article
Beforepay Group
October 28, 2022

Beforepay delivers the third consecutive quarter of growth as it proves operating model in its path towards profitability

Leading Pay On Demand™ provider Beforepay has announced another strong quarter of growth, with increased customer numbers, an uplift in revenue and strengthening margins.

Read Article
Beforepay Group
August 25, 2022

Beforepay surpasses $500m in advances

Leading Pay On Demand™ company, Beforepay Group Limited (Beforepay), has achieved three important milestones as the company progresses on its growth path towards profitability.

Read Article
Beforepay Group
November 22, 2021

Beforepay lodges prospectus for AU$35m IPO

Pay On Demand™ provider Beforepay today announces the lodgement of its prospectus (Prospectus) with the Australian Securities and Investments Commission (ASIC) to list on the Australian Securities Exchange (ASX) via an initial public offering (IPO or Offer).

Read Article

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The information on this website is provided for general informational purposes only and relates to Beforepay Group Limited and its subsidiaries. Nothing on this website constitutes an offer, solicitation or recommendation in relation to any financial product or service. Beforepay Group Limited ABN 63 633 925 505. Level 9, Suite 1, 77 Castlereagh Street, Sydney NSW 2000.
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